TERMS & CONDITIONS

Notice: Mandatory Arbitration

These terms include an arbitration clause requiring individual arbitration to resolve disputes. This means disputes will be resolved through arbitration on an individual basis, rather than through court proceedings or class actions. In arbitration, there is generally less discovery and appellate review compared to court proceedings.

 

Please Review Carefully

Before accessing or using our Services, please carefully review these terms, our Privacy Policy, and FAQs. If you do not agree to these terms or our Privacy Policy, please refrain from purchasing, accessing, or using our Services.

 

General Terms

Acceptable Use: Your use of our Services must comply with all applicable laws, and you may not misuse our Services in any manner. For example, you may not:

1. Engage in abusive, defamatory, harassing, or threatening behavior.

2. Share inappropriate or objectionable materials through our Services.

3. Transmit computer viruses or similar harmful items.

4. Interfere with the functioning of our Services or another user's access to them.

 

We reserve the right to suspend or terminate your access to our Services if you violate these terms or any other policies, or if we suspect misconduct.

 

Your HeartFolio Account

When creating an account with us, you must provide accurate and up-to-date information. You are responsible for maintaining the confidentiality of your account information and notifying us of any unauthorized use. Do not share your login credentials.

 

Purchasing

If you choose to purchase our products, you may be required to provide payment information. Our prices and products are subject to change at any time. We reserve the right to:

1. Limit or discontinue products or services.

2. Determine whether to honor coupons or promotions.

3. Restrict or refuse purchases.

4. Replace products with printing defects or shipping damage upon receipt of photographic evidence.

 

We do not offer warranties for our Services. Please refer to our FAQs for shipping, returns, and refund information.

 

Third-Party Services

Our Services may include content from third parties or direct you to third-party websites or services. We do not control or endorse third-party content or services. Your use of third-party services is at your own risk and subject to their terms and conditions.

 

Social Media and Other Services

Our Services do not require connecting to third-party social media or service providers. However, you may choose to grant us access to your accounts with such providers to share content. You can disable this connection at any time, and your relationship with these providers is governed by your agreements with them.

 

Content Submitted By You

You retain ownership of the content you provide to us and grant us a license to use it for providing our Services and any agreed-upon purposes. You are responsible for ensuring that your content does not infringe on third-party rights. We may remove or filter content that violates our policies or the law.

 

Intellectual Property Rights

You retain intellectual property rights to your content. Using our Services does not grant you ownership of our intellectual property. You may not use our branding or logos without permission.

 

Privacy Policy

We value your privacy and treat your personal data in accordance with our Privacy Policy, which you can find on our website.

 

Legal Terms

These terms cover legal matters concerning copyright, trademarks, warranties, indemnification, and limitations of liability. Please review these sections carefully, and feel free to contact us with any questions.

 

Modifying or Terminating the Services

We may modify or terminate our Services at any time. You can stop using our Services at any time. If we terminate your account, we will provide a digital backup and refund any applicable purchases.

 

Changes To These Terms

We reserve the right to update these terms at any time. By continuing to use our Services after updated terms are posted, you agree to be bound by them.

 

Miscellaneous

These terms govern the relationship between you and HeartFolio and are not assignable without consent. Failure to enforce any term does not waive our rights. These terms are governed by the laws of Colorado, USA, and disputes will be litigated exclusively in Larimer County, Colorado.

 

Disputes

If you have any issues with our Services, please contact us. We strive to resolve disputes amicably. You can reach us at heartfolio.co@gmail.com.